Bloomfield Life from Bloomfield, New Jersey • A19

OBITUARIES endar of events and instructions on how the program works. The program will kick off Tuesday, June 20 with a performance by Johnny Magic at 10:45 a.m. 5" This event requires registration. Children will be rewarded for 3, reading each week, and they will 2L have the opportunity to take part in special projects and assign- ments. Those who exceed weeldy reading requirements will be in the running for a special trip or 3" grand prize.

For more information, visit the o. Children's Library online at the Web site www.bplnj.org or call (973) 566-6200, ext. 212. (D The barrier-pee Bloomfield tn Public Library is located at 90 rj Broad Street in Bloomfield. For more information about rj any of these events, call (973) 566-6200.

EVENTS FROM PAGE 18 its participation in the Campbell's "Labels for Education" incentive program. The board is asking patrons not currently participating within their children's schools to cut and clip labels and proofs of purchase from a variety of products. The proofs will be saved and redeemed for "extras," to be made available for the public. This includes software for existing and anticipated future computer equipment for patron use. For convenience, collection boxes are located in both the main and children's libraries, at the Bloomfield Senior Citizens Association in the Civic Center, and at American Bank of New Jersey.

Sheets will be available listing specific products and instruction at the aforementioned sites. As a rule, participating products include but are not limited to Campbell soups, Franco-American, Swanson (canned and frozen), Pepperidge Farm, Prego andV-8. For more information, contact the library administration office, Monday through Friday, between 9 a.m. and 5 p.m. at (973) 566-6200, ext.

204. 'Paws, Claws, Scales and Tales' The Bloomfield Public Library Children's Department has announced its summer reading program calendar of events. This summer's theme is "Paws, Claws, Scales and Tales." The program is open to Bloomfield children from sixth grade and under. All children able to read or have a book read to them are invited to register at the Children's Library and receive a "reading card," a cal Nutley. Mr.

Sainz died June 1 in the Clara Maass Medical Center, Belleville. He was a sprayer at General Plastics in Bloomfield for many years before retiring three years ago. Born in Vermont, he lived in Bloomfield for the past 35 years. Surviving are brothers, Philip and Manuel, and a sister, Cina Marra. Estelle Stella Strenkowski A memorial Mass for Estelle Stella Strenkowski, 95, a lifelong Bloomfield resident, was offered June 10 in St.

Valentine Church, Bloomfield. Arrangements were by the Levandoski Funeral Home, Bloomfield. Mrs. Strenkowski, who died June 4 in Clara Maass Extended Care Center, Belleville, was a past president, vice president, secretary and trip coordinator for the Senior Citizens Club in Bloomfield. She also belonged to the Police and Firemen Widows Association in Bloomfield.

Surviving are sons, John G. and Richard six grandchildren and 12 great-grandchildren. We cnerr Alice Glowczynski A Mass for Alice R. Glowczynski, 88, a lifelong Bloomfield resident, was offered June 5 in St. Valentine Church, Bloomfield, after the funeral from the Levan-doski Funeral Home, Bloomfield.

Mrs. Glowczynski died June 1 in the Clara Maass Extended Care Center, Belleville. She was a Eucharistic minister, sacristan and member of the Altar Rosary Sodality at St. Valentine Church. The parish recognized Mrs.

Glowczynski with the Saint Valentine Award for her dedicated church service over many years. Surviving are a daughter, Alice Hansen; a son, James; a sister, Nettie Mulvihill; five grandchildren and five great-grandchildren. Robert Mirenda A Mass for Robert V. Mirenda, 55, of Bloomfield was offered June 11 in Immaculate Conception Church, Montclair, after the funeral from the Levandoski Funeral Home, Montclair. Mr.

Mirenda, who died June 6 at home, was a real estate agent at Schultz Realty in Montclair for eight years before retiring several years ago. Mr. Mirenda was a past president of the United Way in Montclair and a member of the New Jersey School Board Association in Trenton and the Verona Board of Education for 12 years, with two terms as board president. Born in Tacoma Park, he lived in Silver Spring, Kensington, McLean, Montclair; and Verona before moving to Bloomfield seven years ago. Surviving are daughters, Carey and Elizabeth; a brother, James, and sisters, Sister Kathleen Mirenda, Rosemary Murphy, Cherie Lachocki and Jane Finch.

Rudolfo V. Sainz A service was held for Rudolfo V. Sainz, 73, of Bloomfield June 5 in the Biondi Funeral Home of lhfi Ndion's Lnrgeal Privately Owned Provider Of Horn a Ownership Services." For Mortgages, InsuraneHj HornH WavranlisSj Moving And Related HomH SHrvioBSj Call 1 -SOQ-7B8-7338. v. 1 ff BLOOMFIELD Move-in condition updated Colonial on Nutley border.

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Kates loans are based on loan amounts ot 3,41 ,001. discount origination. APR calculations include income vci iiicilioii lui 101 lluiciil KiLcs-iaica. 627 7330, ext. 11410.

UF.NQEIi Irene Wojcik A Mass for Irene Wojcik, 88, of New York City, a New Jersey native, was offered June 5 in St. Valentine Church, Bloomfield, after the funeral from the Levandoski Funeral Home, Bloomfield. Miss Wojcik, who died June 29 in St. Luke's Medical Center, New York City, was a legal secretary with Haight, Gardner, Poor and Havens, a law office in New York City, for more than 30 years before retiring 14 years ago. Born in Bloomfield, Miss Wojcik lived in Toms River for many years and recently moved to New York City.

Surviving is a sister, Peglia Dominski. NJ'S LOW JUMBO RATES! LEGEND: Rates rjeacn, fL jj40K, The down indicates are believed to be all costs payable to effective wmcn accurate obtain NUTLEY TOWNSHIP Young Colonial. 3 BRs, 2.5 bths, fin. bsmt wfull bth. Many updates; windows, doors, patio, fence, new appliances.

Large bedrooms. Must see! (005013685) $449,000 Call: 973-731 -6064 Keep searching on Ln-ate of i875rw2.Tp?nttteQn'd irTinihd" 1500,000. The payment is fixed for the first 3 years, cerTage po'nls 975ZdThe eshled'monl'hl -Source REAL Trends 2004 survey of lending, broker us of 81 904 und subecl as of 61206. (A) Mortgage Banker, (B) Mortgage Broker, is not amnated witn any financial institution, companies above but are not warranted and are subiect to change without notice, the smallest down payment required for that program. Fees credit and F.M.l.

(Private Mortgage insurance). Lock West reflect Days: I 6 t. CO IT1 One Click. Countless Homes. IrAhange.

As an example, on a 1500,000 30-year loan with ur .1 rale of 3.875, (C) Bank, (D) (E) Credit Union. Copyright 2006 pay a tee to appear tnese tables ana are required to provide the cost of the appraisal and credit report. Points quoted include conventional loans are based on loan amounts ot 6b, 000, by Jumbo Program Rate Points APR Lock MinDown Loan Comments Program Rate Points APR Lock MinDowi Loan Comments Program Rate Points APR Lock MinDown Loan Comments CROSSROADS FINANCE DISCOUNT MORTGAGE 973-839-5900 NJ'S ONLY PAN AM MORTGAGE, LLC 800-660-7987 ANY INCOME. ANY AMERICAN ENTERPRISE BANK OF FL 877-247-7107 Nation's Great Serving All of NJ CT. Affordable Lending Programs available to qualilied applicants.

DISCOUNT www.PanAmMortgage.com CREDIT. BUY OR Serving All of NJ Rates 30-YR FIXED 6.375 0.00 6.393 45 20 165-417 LENDER 30-YR FIXED 5.875 2.00 6.120 30 20 100-417 REFI. OVER 150 30-YR FIXED 6.375 0.00 6.483 30 20 165-417 With 15-YR FIXED 6.125 0.00 6.138 45 20 1 65-417 1 5-YR FIXED 5.500 2.00 5.812 30 20 100-417 LOAN PROGRAMS. 15-YR FIXED 6.000 0.00 6.125 30 20 165-417 Community OPTION ARM 1.000 0.00 6.490 30 20 100-2. 5M $395 CREDIT 30-YR JUMBO 6.500 0.00 6.540 30 20 417-650 Bank 5-YR FIX PAY 2.500 0.00 6.490 30 20 100-2.

5M WAD. 21 ARM 4.500 1.00 6.900 30 20 165-650 Values DITECH.COM 800-616-8208 Lost another SPENCER SAVINGS BANK 800-363-8115 Conforming AMERICAN FEDERAL MORTGAGE CORP. 888-321-4687 ALL RATES www.ditech.com loan to 611 River Drive Center 3 Elmwood Park, NJ 07407 Loans up to $2MM www.AMFEDMTG.com AND FEES 30-YR FIXED 6.375 2.00 6.770 60 20 0-417 ditech! 30-YR FIXED 6.500 0.00 6.599 60 20 0-417 30-YR FIXED 6.000 2.00 6.229 30 20 0-417 GUARANTEED IN 15-YR FIXED 6.000 2.00 6.645 60 20 0-417 15-YR FIXED 5.875 0.00 6.032 60 20 0-417 15-YR FIXED 5.875 0.00 5.934 30 20 0-417 WRITING. 30-YR JUMBO 6.380 2.00 6.620 60 20 359-1 5130 5.750 0.00 7.430 75 20 0-2 51 ARM 5.880 0.00 6.810 60 20 0-500 15-YR JUMBO 6.120 2.00 6.530 60 20 7130 5.750 0.00 7.160 75 20 0-2M 71 ARM 6.000 0.00 6.870 60 20 0-500 GMAC MORTGAGE 800-888-4622 MANY OTHER THE MONEY STORE 866-562-5867 DIRECT LENDER! ATLANTIC STEWARDSHIP BANK 973-904-1122 Interest Only Serving all of NJ PRODUCTS www.themoneystore.com WE LOCK YOUR 630 Godwin Ave. Midland Park, NJ 07432 90 day locks available Police 30-YR FIXED Call For Current Rates AVAILABLE.

30-YR FIXED 6.250 0.00 6.307 45 20 160-417 RATE ON 1ST CALL 30-YR FIXED 6.750 0.00 6.810 60 20 100-417 Fireman Mtg, 15-YR FIXED Call For Current Rates PLEASE CALL FOR 15-YR FIXED 5.875 0.00 6.003 30 20 160-417 NAME KNOWN FOR 15-YR FIXED 6.125 0.00 6.210 60 20 100-417 NIV Mtgs Avail, 30-YR JUMBO Call For Current Rates DETAILS. 30-YR FIXED 6.250 0.00 6.290 45 5 160-417 40 YEARS! 51 ARM 6.000 0.00 7.050 90 20 100-2. 5M 1st Time Home FLEX SELECT ARM Call For Current Rates 20-YR FIXED 6.250 0.00 6.290 45 20 160-417 101 ARM 6.380 0.00 6.840 90 20 100-2. 5M Buyer Program HSBC MORTGAGE CORP. (USA) 800-537-8705 LOOKING FOR A US MORTGAGE 866-841 -REFI(7334) WE WILL BEAT BOGOTA SAVINGS BANK 201-862-1179 Bergen, Hudson, 799 Franklin Ave Franklin Lakes CONSTRUCTION ServingAIINJUSMtgEarthlink.net YOUR BEST RATE! www.bogotasavingsbank.com Passaic 30-YR FIXED 6.750 0.00 6.930 60 20 0-417 LOAN? WE HAVE 30-YR FIXED 6.250 0.00 6.270 45 20 150-417 DIRECT LENDER 30-YR FIXED 6.375 0.00 6.470 60 20 0-417 counties only.

15-YR FIXED 6.250 0.00 6.452 60 20 0-417 THE PRODUCTS 15-YR FIXED 5.875 0.00 5.877 45 20 150-417 NO COST REFI 15-YR FIXED 5.750 0.00 5.900 60 20 0-417 FOR YOU. CALL 30-YR FIXED JUMBO 6.380 0.00 6.380 45 20 100 FINANCING 1-800-537-8705 51 JUMBO IO 5.880 0.00 5.880 45 20 41 7-1. 5M CALL 247 KASTLE MORTGAGE 800-692-2730 Free 1ST CONSTITUTION BANK 888-519-7677 SPECIAL CHOICE MORTGAGE 888-277-1222 These GREAT RATES 69 Rte 46 West, Fairfield, NJ 07004 Refinancing Serving NJ NY PA www.1stconstitution.com FIXED RATE 10 E. Main St. Freehold, NJ 07728 to $1 30-YR FIXED 6.250 0.00 6.300 60 20 0-417 Reverse 30-YR FIXED 6.500 0.00 6.590 60 20 0-417 HOME EQUITY 30-YR FIXED 6.624 0.00 6.633 60 20 165-417 No Income No 15-YR FIXED 5.880 0.00 5.930 60 20 0-417 Mortgages 15-YR FIXED 5.875 0.50 5.953 60 20 0-417 Line of Credit: 15-YR FIXED 6.000 0.00 6.014 60 20 165-417 Asset Available 5-YR ARM 5.880 0.00 6.950 60 10 0-500 51 ARM 5.880 0.00 7.430 60 10 0-500 CALL FOR 31 TREAS ARM 5.750 0.00 7.160 60 20 165-417 1 YEAR 30-YR JUMBO 6.500 0.00 6.550 60 20 0-1 31 ARM 5.750 0.00 7.120 60 10 0-500 DETAILS! 51 TREAS ARM 5.880 0.00 6.950 60 20 165-417 LOAN SEARCH Serving All of New Jersey 30-YR FIXED 6.375 15-YR FIXED 71 ARM JUMBO 5.750 101 ARM JUMBO 6.120 800-591-3279 0.00 6.410 60 20 25-417 Call For Current Rates 0.00 7.160 60 20 417-650 0.00 6.720 60 20 417-650 JO-60.

Ketmance rates may be indicated with an preceding the APR. LHAederal Housing Authonty, vrt- vclciiii a rtuiniiiisLiaLioii, Liiu-LoiiimuiiiLy i ionic iiuyiug 11111 ivi -ivc vci ac not available at press time. Internet: http:www.bankrate.com To appear in this ivioi Lgigca. lj v-limii iu vimc, income table, call 800-509-4636. To report any discrepancies, call 561.